Private Health Insurance – A Snapshot
In Australia, the private health system works on the underlying premise that you should not pay more for health insurance simply because you are older. So the 70 year old who may use more of the health system than a 30 year old can still access cover at the same premiums. So why would younger […]
Superannuation and Non-concessional Contributions
Superannuation laws have changed…..AGAIN! The government is intent on limiting monies that can be contributed to superannuation. Broadly speaking there are 3 ways to contribute monies to super, being: Concessional (tax deductible) Contributions Non-concessional Contributions CGT Rollovers In this commentary, I am discussing Non-concessional Contributions – these are amounts of money that can be contributed […]
Swimming for a cause…
On an Annual basis the Coffs Coast & Clarence CanDo Cancer Trust bring the Rottnest Channel Swim to Coffs Harbour. Taking place at the Olympic Memorial Pool, the team put together this challenge to raise money to support patients and families attending the North Coast Cancer Institute. HQB Chartered Accountants have been proud participants of this awesome […]
Are You Covered?
Did you know – If businesses you control have workers (including apprentices and trainees) and pay wages of more than $7,500 pa. in total, then you are required to maintain a workers compensation policy. If you are the owner of a partnership or sole trader business and you are injured on the tools, then this […]
The party of Choice!
Thank you and congratulations to Choice Home Loans for hosting a great evening last Friday to celebrate their first year in business. We caught up with the team for a night of festivities at the Seaview Tavern. We have had the pleasure of working closely with Dan & Taj for the past 12 months and […]
Come stay at my house
The sharing economy has more than made its mark in the world and continues to grow with the technology revolution that’s unfolding before our eyes. One of the success stories is Air BnB which brings together people with rooms to rent with those requiring accommodation. The nature of Air BnB is such that it opens […]