Scammers “Gone Phishing”

This time of the year is one of the busiest for us as Tax Agents. But we’re not the only one’s hard at work!  Scammers are working overtime to do you out of your hard earned money.  Identifying themselves as representatives of the ATO or ASIC, they are getting smarter at convincing you they are […]

Investing in your future

There has been a lot in the news of late regarding Superannuation. Particularly as the Government of recent times has made a number of changes. For the great majority of taxpayers, the changes will have little impact. However, Superannuation still remains a tax effective method of saving for your retirement. When investing, a number of […]

Don’t Believe Everything You Hear

Ever heard of the dodgy salesman… With the EOFY sale buzz, don’t get too caught up in the hype. While there can be benefits of purchasing items for your business at this time of year, be a careful shopper. While part of the sales pitch that gets you over the line may include the enticement […]

Impacts from the 2017 Budget

Budget 2017 Please note: All Budget announcements are only Government proposals – they are still required to pass through the senate. So, what happened on budget night? Impacts on you: The Medicare levy is proposed to increase from 2% to 2.5% from 1 July 2019. The Budget Repair Levy was not extended, therefore the top […]

My Fearless Budget Predictions

It’s with great anticipation that we look forward to the coming Federal Budget. The excitement is building as the government throws out all manner of red herrings. But as we learned last year, what’s announced on budget night may never make legislation. So what are my fearless predictions…… The Superannuation rules will not be affected […]

Scammers at it again

It has come to our attention that the scammers are at it again! This time they are coming at us disguised as the Australian Securities & Investment Commission aka ASIC.  Don’t be fooled, scammers are clever and can be very convincing. Refer to this link to help determine if your email is legit. Posted 20.4.17

Come stay at my house

The sharing economy has more than made its mark in the world and continues to grow with the technology revolution that’s unfolding before our eyes. One of the success stories is Air BnB which brings together people with rooms to rent with those requiring accommodation. The nature of Air BnB is such that it opens […]

Starting your Business – when is the right time?

Here at HQB Chartered Accountants, we love discussing business ideas with our clients. For many people, thoughts of becoming self-employed start later in your working life when your financial security has started to build. There is, however, a strong argument for taking risks on a small business earlier in life when you have less to […]

Be prepared for change!

On 1 January 2017, there will be changes to the assets test used to calculate pensions. These changes may increase your Age Pension entitlements, or take some or all of them away. As more than 495,000 Australians are projected to be effected, it is important to understand what the changes are, and what it may […]

Employer Obligations

The fair work ombudsman has been fairly active in the mid north coast area of late, the results of which have seen some businesses having to pay some very large amounts for incorrect calculation of wages and entitlements to employees.  Quite often the oversight is due to employers not being fully aware of the relevant […]